Banks and transaction details for bank transfer payments

August 28, 2026

Know what are the banks with which you can receive bank transfers.

The payment process with bank transfer (transfer in) in Ecuador is done through an online payment Bank-User (not related to Kushki).

In Ecuador you can process transfers with two processors: traditional bank transfer and DeUna!, the digital wallet backed by Banco Pichincha. Each one has its own banks, amounts and limits.

Banks

Payments with bank transfers in Ecuador can be made from personal accounts through the following banks.

Banks

Apps compatible with DeUna!

DeUna! payments are debited from the balance of the user’s DeUna! account, not from a bank account. Depending on the payment experience you display in your checkout, the user can complete the payment from these apps.

Amounts

The following are the minimum and maximum amounts supported, depending on the bank.

DeUna! amounts and limits

The daily and monthly limits are defined by DeUna! and apply per user, not per merchant. A user who reaches their limit will not be able to pay on your site until it resets, even if your merchant has not reached any cap.

DeUna! supports non-recurring card-not-present pay-ins only. It is not available for payouts or for recurring charges.

Availability by integration type

Not all DeUna! experiences are available in every integration type.

Independent MID

If your merchant also processes traditional bank transfers, DeUna! requires a separate MID. This is what identifies DeUna! transactions in your settlement report.