Banks and transaction details for bank transfer payments

September 08, 2026

Know what are the banks with which you can receive bank transfers.

The payment process with bank transfer (transfer in) in Ecuador is done through an online payment Bank-User (not related to Kushki).

In Ecuador, you can process transfers through the following payment methods: traditional bank transfer, the DeUna! digital wallet (backed by Banco Pichincha), and digital wallets like PeiGo. Each has its own banks, amounts, and limits.

Banks and Wallets

Payments with bank transfers in Ecuador can be made from personal accounts through the following banks.

Payment Methods

Apps compatible with DeUna!

DeUna! payments are debited from the balance of the user’s DeUna! account, not from a bank account. Depending on the payment experience you display in your checkout, the user can complete the payment from these apps.

Payment experience	Compatible apps
Dynamic QR
Deep link
Reference code

Amounts

The following are the minimum and maximum amounts supported, depending on the bank.

DeUna! amounts and limits

The daily and monthly limits are defined by DeUna! and apply per user, not per merchant. A user who reaches their limit will not be able to pay on your site until it resets, even if your merchant has not reached any cap.

DeUna! supports non-recurring card-not-present pay-ins only. It is not available for payouts or for recurring charges.

Availability by integration type

Not all DeUna! experiences are available in every integration type.

Independent MID

If your merchant also processes traditional bank transfers, DeUna! requires a separate MID. This is what identifies DeUna! transactions in your settlement report.