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      • How do Card Payments Work?
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Card-present payments

Accept card present payments in your merchant by integrating Kushki's services
The easiest way to start accepting card-present payments at your local merchant is through one of our certified, ready-to-use terminals. Create and activate your account to start collecting payments with a terminal.
You can also choose one of the following integration types to perform terminal operations directly from your mobile, web, or desktop POS system.

Integrations#

To integrate card payments into your point-of-sale system, choose the terminal and integration type according to your business needs. You can choose one or more integration types and synchronize your sales on the same platform.
You must have a compatible terminal to perform an integration. If you do not have a terminal yet, find out how to acquire one.

Supported card brands#

Discover the card networks and brands available by integration type.
BrandRaw card-present API
VisaSí
MastercardSí
Learn about our available terminals.

Operations#

Discover the operations you can perform by type of integration.
FeatureRaw card-present API
Compatible terminalOthers
SaleYes
CashbackYes
TipYes
Deferred paymentsYes
Balance reservation (pre-authorization) and capture (Capture)Yes
Reauthorizations (reauthorization)Yes
Transaction searchYes
Cancellations (void, same day)Yes
Refunds (refund, subsequent days)Yes
* Subject to commercial approval.

Test your integration#

WebhooksNotifications for card-present paymentsRead article →
Test dataTest with the available test dataRead article →
Accept card present paymentsStart accepting card-present paymentsRead article →
Raw card-present APIConnect certified POS terminals to our networkRead article →
TransactionsList your transactions and manage voids and reversalsRead article →
Kushki OneOur regional card-present solutionRead article →
Kushki One Payment AppModules, roles and flows of the SmartPOS appRead article →
Modificado en 2026-10-26 23:05:33
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