How do Cash Payments Work?

June 02, 2021

Allow your customers without a bank account to purchase your products or services from your website

If your users do not have a bank account or do not want to cover additional charges, due to interests or fees, and you want to provide them with the possibility to purchase products or services through your website or app, the cash payment option is ideal. With this method, your customers will only need the payment reference and cash in order to complete the purchase.

Payment process

The cash payment process consists of generating a reference or code, making the payment at a physical point, and confirming the receipt of the money.

1. and 2. Selection of the payment method

Within your App or website, the user performs the purchase process and selects cash as the payment method at checkout.

3. and 4. Generate the reference or payment code

Kushki receives the transaction request and generates the reference/pin and the “voucher ” or payment receipt.

5. 6. and 7. Make the payment

The user must go to a physical point of any collection entities with the receipt or payment reference, where the cashier will validate the data and allow the customer to make the deposit for the amount corresponding to the purchase.

8. and 9. Payment confirmation

Once the user makes the payment, the collection entity confirms the successful deposit and the transaction money is credited to the merchant’s account in Kushki.