First Steps

November 03, 2023

Find an overview of the steps you can follow to begin accepting payments with Kushki.

1. Obtain a test account

The first thing you must do to integrate with Kushki is to request a trial account from our [website] (https://www.kushki.com/). Once your application is accepted, through this account you can access the console: an online panel from which you can manage your integration with Kushki for a specific country.

The test account will allow you to:

Make test payments.
Invite team members.
Apply for a real or production account.
Start building your integration.

2. Build your integration

Start building your integration using your test account. Meanwhile, you can start your request for a real or productive account.

2.1. What kind of integrations does Kushki offer?

Find below the integration types that Kushki has designed, so your merchant can receive payments safely, quickly, and smoothly.

In Chile, our customers will be able to integrate the following services:

Integration type	Products	Description	Available payment methods
Payment forms and buttons	Kajita Technical documentation API Documentation	You can create customized forms to receive payments from your merchant store or your web application in a simple, fast, and secure way.	One-time payments with a debit card in local currency. One-time payments with a credit card in local currency. Deferred credit card payments in local currency. Interest-bearing months with credit card. Non-interest bearing months with credit card. One-time payments with transfer. Reception of payments through cash. Scheduled and One-Click charges. Authorization and capture. OTP PIN Authentication.
Payment forms and buttons	Payment button Technical documentation API Documentation	You will have a button with which you can easily integrate Kushki’s payment methods into your merchant’s platform or application. With this, you can redirect your customers to a Kushki portal, which offers you complete security.	One-time payments with debit and credit cards in local currency. Deferred payments with credit cards in local currency. Non-interest-bearing months with credit card. Interest-bearing months with credit card. Webpay Plus. Reception of payments through cash. Reception of payments through transfer. Authorization and capture in local currency. Anti-fraud engine. OTP and 3DS authentication.
Payment links	Smartlink Technical documentation API Documentation	It corresponds to a dynamic payment link that you can customize to make payments quickly and safely. This way, you can decentralize sales and get paid online through easy implementation.	Deferred payments with credit and debit cards in local currency. Interest-bearing months with credit card. Non-interest-bearing months with credit card. Webpay Plus. OTP and 3DS Authentication (it only applies with Webpay Plus). Reception of payments through cash. Reception of payments through transfers. Scheduled and One-Click charges in local currency.
Libraries	Kushki JS API Documentation	JavaScript library to create custom payment flows.	Deferred payments with credit cards in local currency. Interest-bearing months with credit card. Non-interest-bearing months with credit card. Webpay Plus. OTP and 3DS Authentication (it only applies with Webpay Plus). Cash payments. Reception of payments through transfers. Scheduled and One-click charges in local currency. Anti-fraud engine.
Libraries	iOS Library API Documentation	Kushki library for iOS that allows your merchant to easily and securely collect payments in an iOS mobile app.	One-time payments with debit and credit card in local currency. Webpay Plus. OTP and 3DS Authentication (it only applies with Webpay Plus). Scheduled and One-Click charges in local currency. Anti-fraud engine. Reception of payments through cash. Reception of payments through transfers.
Libraries	Android Library API Documentation	Kushki library for Android that allows your merchant to easily and securely collect payments from an Android mobile application.	One-time payments with debit and credit cards in local currency. Webpay Plus. OTP and 3DS Authentication (it only applies with Webpay Plus). Scheduled and One-Click charges in local currency. Reception of payments through cash. Reception of payments through transfers. Anti-fraud engine.
Plugins	WooCommerce Technical Documentation	Open source e-commerce plugin, which was designed for WordPress, which allows your merchant to sell online.	Credit card payments. Cash payments. Transfers. Deferred payments with credit card. Interest-bearing months with credit card. Non-interest-bearing months with credit card. Authorization and capture. OTP and 3DS Authentication. Full refunds. Anti-fraud engine.
Plugins	Prestashop Technical documentation	Plugin for your merchant store in Prestashop, which allows you to receive payments with availability in several countries.	Credit and debit card payments in local currency. Deferred payments in local currency. Interest-bearing months with credit card. Non-interest-bearing months with credit card. Reception of payments through cash. Reception of payments through transfers. Authorization and capture in local currency and USD. OTP and 3DS Authentication. Full refunds in local currency. Anti-fraud engine.
Plugins	Magento Technical documentation	With the Kushki plugin enabled for both versions of this e-commerce platform (Magento Open Source- Adobe Commerce), your merchant can receive secure payments by credit and debit card, cash, and transfer.	Credit and debit card payments in local currency. Deferred payments in local currency. OTP PIN Authentication. Authorization and capture in local currency. Partial and full refunds in local currency. Same day, partial, or total cancellations in local currency. Reception of payments through cash. Reception of payments through transfer. Anti-fraud engine.
Plugins	Shopify Technical documentation	Through Shopify e-commerce, you can have a Kushki plugin enabled, so your merchant can simplify the purchasing process for your customers.	Payments with credit and debit card. Cash payments. Onepay payments. Transfers. Authorization and capture. Deferred payments with interest-bearing months and with months of grace in one-time payments. OTP and 3DS Authentication. Sift science anti-fraud engine. Full and partial refunds (it only applies with credit cards). Cancellations (it only applies for authorization).
Plugins	VTEX Technical documentation	With the Kushki plugin in your VTEX store, your merchant can receive or make payments with credit cards, debit cards, cash, and transfers.	Cash payments. Transfers. Same day, partial, and total cancellations. Credit and debit card payments. One-time payments with WebPay Plus. Deferred payments with credit card in local currency. Authorization and capture. Total or partial refunds in local currency for card payments. Scheduled recurring charges (coming soon). OTP and 3DS authentication. Anti-fraud engine.

Build your integration to suit your business needs:

Quick Start

Check out a summary of what you need to start receiving payments through Kushki

Payments glossary

Check the terminology used in the payment industry for a better understanding of the products we offer.

One-time card payments

Receive one-time card payments securely with our authentications

Recurring card payments

Receive scheduled billing (subscriptions) and one click payments by card

Payments by wire transfer

Receive payments through bank transfers from your customers

Cash payments

Accept cash payments from your customers through cash pickup points

Payment Distribution

Automate payments distribution from your platform to your customers or users

Plugins

Accept payments in WooCommerce, PrestaShop, and other e-commerce platforms.

Payment forms and buttons

Implement payments with Kajita or payment button, features that you can customize with your logo and corporate colors.

Payment Links

Process payments through channels such as chats and social media without writing single line of code

Notifications

Receive information about your business in real time.

3. Apply to a productive account

A real account allows you to accept payments from your customers via Kushki. As Kushki is a payment provider and acquirer, we have the legal responsibility to perform detailed checks when you request a real or productive account.

Before applying to a productive account:

Prepare your application for a real account.
Make sure you have been in touch with a sales contact.

You can apply to a real account directly from your Kushki test console.

While you wait for our commercial and risk approval, you can work on building your integration by using your test account. However, you may want to wait for the result of the application to be confirmed.

4. Certify your integration

Once your application has been approved, you must certify your integration. To do so, the assigned account executive will contact your merchant to coordinate the review of your integration. In this review, one of our integration engineers will be in charge of testing to ensure that the integration is performed correctly, following the indications of the integration checklist. Follow the steps detailed in our guides to prepare your certification.

Once your certification is approved, you will be given the credentials for your production account via email. Follow the instructions in the email to log in to your account.

5. Set up your productive account

To begin accepting real payments using your real account, you must configure it first. The configuration in your test account is not copied to your productive or real account.

Follow our [Productive account step-by-step guide] (/getting-started/go-live) for more details on the configuration that you should take in to account.

Frequently Asked Questions

Check our quick answers to a list of frequently asked questions.

Payments Glossary

Check some general terms used in the payment industry that will help you to demystify the world of payments.